Vista Mortgage Group Blog

If someone is still current on their payments, there are several

Federal loan programs that are still available that may be able

to help someone refinance (even if they owe over 100% of the

current market value).

If they are not current and they can document financial hardship,

the best place to go is www.makinghomeaffordable.gov . This

is the official Federal Government site, set up to guide homeowners

who need to negotiate a loan modification. They even have counselors

who will act as an advocate on your behalf, if your lender is not

operating in good faith.

The Obama Administration just announced on 8/11, a new program

to help unemployed homeowners avoid foreclosure!

If someone is unsure about what to do, I am happy to help review

their options and give them direction.