Fortunately, we have continued to experience the benefits of historically low interest rates; which has allowed many people to refinance into more affordable payments and has allowed many to purchase new homes.
We still have the ability to help homeowners refinance into lower rates/payments, even if your mortgage is greater than the current value of your home!
This is one of the best programs to have come from our new Administration. Allowing homeowners to free up more money in their monthly budget (versus paying it to a bank), puts more money into stimulating our economy and "re-creating" more jobs (versus artificially creating temporary government jobs or printing money to boost the economy).
If you want to find out if you qualify for a refinance (up to 125% of your home's value - with no cash out allowed), call Vista for a no-cost analysis of your situation.
There are also many great new loan programs designed to help more people purchase a new home and Vista can help you analyze those options as well.
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